Long-Term Disability Lawyers in Ontario

Q: What should I do if my long-term disability claim is denied?

You should not give up . Contacting a disability lawyer quickly allows you to understand your rights, review the denial letter, and take steps to challenge the insurer’s decision.

Q: Can I sue my insurance company for denying my disability benefits?

Yes . If negotiation fails, you may pursue litigation to enforce your rights under the policy. Our LTD claim lawyers in Ontario can guide you through this process.

Long-term disability (LTD) disputes can leave employees in Ontario feeling overwhelmed and uncertain about their future. Whether you are in Toronto, Ottawa, or anywhere across the province, too many employees have their LTD claims delayed, reduced, or denied altogether.
A denied disability claim doesn’t have to be the end; an experienced long-term disability lawyer can help you fight for the benefits you deserve and protect your rights under Ontario law.

A denied disability claim can be overwhelming, but you don’t have to face it alone. Our long-term disability lawyers in Toronto, Ottawa, and across Ontario fight for employees to secure the benefits they deserve.

Contact Achkar Law today to book a consultation and take the first step toward protecting your financial future.

Talk to a Long-Term Disability Lawyer Today

If your long-term disability (LTD) claim has been denied, delayed, or cut off, you don’t have to face the insurance company alone. Across Ontario, from Toronto to Ottawa and beyond, our disability lawyers help employees challenge unfair claim denials and secure the benefits they need.

A disability lawyer can:

Review your LTD claim and insurance policy
Explain your rights and legal options
Negotiate directly with the insurer
Fight for your benefits in court if necessary

Call Toll-free at 1-800-771-7882

What Is Long-Term Disability (LTD)?

Long-term disability (LTD) benefits are designed to provide income replacement when an illness, injury, or medical condition prevents you from working for an extended period.

In Ontario, LTD coverage is usually provided through workplace insurance plans or private policies. These benefits are meant to protect your financial future, but too often, insurance companies deny or cut off valid claims.

Why Are Long-Term Disability Claims Denied?

Insurance companies frequently deny or terminate claims, leaving employees stressed and uncertain.

Common reasons include:

Alleged lack of medical evidence
Claims that you can return to work in some capacity
Disputes over policy definitions of “disability”
Missed deadlines or incomplete forms

Even if you’ve been denied, it doesn’t mean the insurer is right.

A long-term disability lawyer in Ontario can challenge unfair decisions and fight to reinstate your benefits.

“If your long-term disability claim has been denied or delayed, you don’t have to face it alone. Our team at Achkar Law helps employees fight for the benefits they deserve. Speak to a lawyer before giving up on your claim.”
— Christopher Achkar, Employment Lawyer

How a Disability Lawyer Can Help You

Our long-term disability lawyers support employees across Ontario, including Toronto, Ottawa, Mississauga, Brampton, Barrie, and beyond with practical legal advice and representation.

We help by:

Reviewing your disability policy and claim history
Working with your doctors to strengthen medical evidence
Negotiating with insurers to resolve disputes
Representing you in court or tribunal if litigation is necessary

With the right legal support, employees can turn a denied LTD claim into a successful outcome.

Short-Term vs. Long-Term Disability Claims

Many employees also face issues with short-term disability (STD) before transitioning to long-term disability. Insurers may try to deny STD claims or delay the switch to LTD.

Our disability lawyers assist with both short-term and long-term disability disputes, ensuring you aren’t left without income during critical times.

Frequently Asked Questions About Disability Claims

What should I do if my long-term disability claim is denied?

You should not give up. Contacting a disability lawyer quickly allows you to understand your rights, review the denial letter, and take steps to challenge the insurer’s decision.

How long do I have to appeal a denied LTD claim?

Deadlines vary depending on your policy and whether litigation is required.

A disability lawyer can confirm your timelines and help you act before you lose the right to appeal.

Do I need a lawyer for a short-term disability claim?

Not always, but if your short-term claim is denied or delayed, legal advice can help ensure your benefits transition properly into long-term disability coverage.

Can I sue my insurance company for denying my disability benefits?

Yes. If negotiation fails, you may pursue litigation to enforce your rights under the policy.

Our LTD claim lawyers in Ontario can guide you through this process.

Protect Your Rights with an Ontario Disability Lawyer

Contact Achkar Law today to book a consultation and take the first step toward protecting your financial future.

Call Toll-free at 1-800-771-7882 | Email: [email protected]

Contact Us

If you are facing a long-term disability claim issue, Achkar Law is here to help. Contact us today to schedule a consultation and let us provide the support and guidance you need to secure your benefits.

Facing a Long-Term Disability Claim Issue? Contact Achkar Law Today

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Robert McAuley (Rob)

Very professional and helpful, would recommend

Response from the owner:Thank you, Robert! We’re happy to hear you found our Toronto employment law team professional and helpful. We truly appreciate your recommendation and are here if you ever need support again.

Patricialeyi Lei

I met with Mark Jackman last week Friday to discuss a document that required a legal review before submitting for signature. He was very insightful and knowledgeable in regards employment law. The conversation was very pleasant and he provided me with legal information that was helpful that would guide me in my own review of the document. I would definitely contact the law firm again and provide a referral to anyone who asked. I had a successful outcome and I would use the same law firm again. THANK YOU!!!

Response from the owner:Hi Patricialeyi, thank you for sharing your experience. We’re so glad Mark was able to provide the insight and guidance you needed during your document intake review. It’s great to hear that his knowledge helped you feel confident and led to a successful outcome. We truly appreciate your trust in our Toronto team, and your kind recommendation means a lot to us!

GTA Stem03

Charles was extremely helpful in providing me with the facts and information I needed and the firm was extremely responsive in addressing my situation. A great experience.

Response from the owner:Thank you for sharing your experience! We’re so glad Charles and our Toronto employment law team were able to provide the information and support you needed. It’s great to hear you had such a positive experience with us.

Francis Tamayo

Very helpful! Had a meeting with Alexandra, she helped me on everything I need to know and what processes is needed about my situation.

Response from the owner:Hi Francis, thank you for your kind words. We’re glad to hear Alexandra was able to walk you through everything you needed to know and help you understand the process clearly. It’s great to know our Toronto employment law team could support you with your situation.

Ahmed Abukar

Professional team.

Response from the owner:Thank you, Ahmed! We’re glad you had a positive experience with our Toronto employment law team and appreciate your feedback.

David Hall

Outstanding service. Straight forward, down to earth, very professional advice. Highly recommended as a lifetime law firm.

Response from the owner:Hi David, thank you for your wonderful feedback. We’re so glad you had a positive experience with our Toronto employment law team and appreciated the clear, down-to-earth advice. Your recommendation means a lot to us. We’ll be here whenever you need trusted legal support.

Anna Sunn

I had a strategy session with Madison - she was phenomenal. She had answers to questions that I hadn’t even asked yet. She was very realistic and played out different scenarios which helped give me a better perspective. These are not fun situations to be in, if you have any legal questions regarding employment you should absolutely schedule a session.

Response from the owner:Hi Anna, thank you for sharing your experience. We’re so glad to hear Madison was able to give you clarity and perspective during your strategy session. We know employment situations can be stressful, and it’s great to know her realistic approach helped you feel more confident about your options. We truly appreciate your recommendation and are here whenever you need guidance from our Toronto employment law team.

SHAN RAMANATHAN

Very professional and Knowledgeable staff.

Response from the owner:Hi Shan, thank you for your feedback! We’re glad to hear you had a positive experience with our team. If you ever need guidance on an employment law matter, we’ll be here to help.

Deb Sal

Years ago, I had a negative experience with a different law firm and was unsure what to expect from Ackhar Law. Let me just say this. The experience was professional, timely, and most of all effective. Charles, Alicia, and Babak made this experience seamless and took care of all things big and small. I am extremely greatful. If you have an employment issue, you NEED to give this office a call.

Response from the owner:Hi Deb, thank you for sharing your experience with us. We’re so glad Charles, Alicia, and Babak were able to turn things around for you after your past experience and make the process feel seamless. It means a lot to know you felt taken care of, and we truly appreciate your trust in our team of employment lawyers. We’ll be here whenever you need support with workplace matters.

Qianqiu Zhang

I had a great conversation with Lawyer Charles at the initial meeting, and I can also get a quick reply from their team！

Response from the owner:Hi Qianqui, we’re so glad you had a great first conversation with Charles! It’s always our goal to make things feel clear and approachable from the start, so it’s great to hear you felt supported and got quick responses from our team.

David T

Sincere thanks to the Achkar Law Team. During our interactions I was able to ask multiple questions and received clear responses and timely advice. I also gained a better understanding of applicable laws and regulations during our discussion.

Response from the owner:Hi David, thank you for your kind words. We’re glad our team could answer your questions and give you the clarity you needed. It’s great to know the conversation helped you better understand the laws and regulations around your situation. We’re here if you ever need guidance from an employment lawyer again.

Mark A

I had a consultation over teams with Clifford about a couple months ago and he explained everything I need to know starting from the rights & entitlements I have, and breaking down my contract in simpler terms. He also gave some recommendations which helped me concluding my decision. Would recommend this firm to assess your case

Response from the owner:Hi Mark, thank you for sharing your experience. It’s great to hear that Clifford was able to walk you through your rights, clarify your contract, and help you feel confident in making your decision. We’re glad you felt supported, and we truly appreciate your recommendation.

Jacques Gosselin

I was very worried in the beginning but as we talked further on he made me feel very comfortable on my decision. He was very up front with everything about my situation and i'm looking forward to the outcome of things as it looks very promising.

Response from the owner:Hi Jacques, thank you for your kind words. We’re glad to hear that the conversation helped ease your worries and gave you confidence moving forward. It’s important to us that our clients feel informed and comfortable with their decisions, and it’s great to know you’re feeling positive about the path ahead.

Mars

The response and efficiency is quick and thorough. Madison took the to explain the different option that are available for our situation.
We look forward to working with this team.

Response from the owner:Hi Mars, thank you for your kind words. We’re glad to hear Madison was able to walk you through your options and provide clear guidance. It’s great to know you felt supported by our team, and we look forward to working with you as well. If any workplace or employment matters come up, we’re here to help.

Abdulrashid Ayobi

“Great experience with Achkar Law. Very professional and helpful team. Special thanks to Rachel Masih for her support and guidance. Highly recommended!”

Response from the owner:Hi Abdulrashid, thank you for sharing your experience. We’re happy to hear Rachel’s support helped you feel confident through the process. Knowing you felt well taken care of means a lot to us, and we truly appreciate your recommendation.