Long-term Disability Claims

Long-term disability (LTD) insurance provides crucial financial support for individuals unable to work due to injury or illness. However, it’s not uncommon for disability insurers to unreasonably deny long-term disability benefits. If your long-term disability claim in Ontario has been denied or your insurer has terminated your LTD payments despite your ongoing medical condition, seeking assistance from a disability lawyer can make a significant difference.

Do I Need a Disability Claim Lawyer?

If your employer has an LTD plan, you can apply for long-term disability benefits insurance on your own. However, if you have concerns about your claim being dismissed or disputed by the insurance company due to a disputed diagnosis or pre-existing medical condition, it is beneficial to consult with a disability lawyer as soon as possible. A disability lawyer can advise you on the best way to present your claim.

Benefits of Contacting a Lawyer If You Believe You Are “Totally Disabled”

If you believe you are “totally disabled,” meaning you are unable to work due to a medical condition, it’s in your best interest to contact a disability lawyer. Having a disability lawyer review your documents before submitting your claim can be advantageous, as obtaining these benefits sooner can help your financial stability.

A lawyer can thoroughly review your LTD policy, help you determine if applying for LTD is the best option, and prepare your LTD application. Additionally, they can organize and revise your medical documentation and claim forms, and provide advice on next steps. A disability lawyer can also represent you in the appeal process if your claim is denied or if your benefits have been terminated.

Types of Long-Term Disabilities in Ontario

There are several types of long-term disability benefits available in Ontario, including:
Each of these disability plans has different eligibility criteria and benefits. Consulting with a disability lawyer is essential to determine which plan suits your unique situation best.

How a Disability Claim Lawyer at Achkar Law Can Help You

When dealing with a long-term disability claim, an experienced lawyer can provide valuable assistance. Here are several ways in which a disability lawyer can support you throughout the process:

Contact a Disability Claim Lawyer Today

If you’re facing challenges in obtaining the long-term disability benefits you rightfully deserve, contact one of Achkar Law’s experienced disability claim lawyers today. We are here to help you navigate the complexities of the disability insurance claim application process, gather the necessary documentation, and represent your interests in appeals or negotiations with insurance companies. The support of a disability lawyer you can shift your focus towards your recovery while ensuring you receive the financial assistance necessary to uphold your quality of life.

What Our Clients Are Saying

The team at Achkar Law made me feel so comfortable and answered all my questions.

Christopher Achkar was very knowledgeable and again put my mind at ease and made me feel very comfortable.
Every step of this process has been super easy for such a high stress situation. All of the staff I've interacted with have been compassionate and easy to talk to, on top of that I give them many kudos for the prompt responses since my matter is time sensitive. Chris Achkar is friendly and reassured me throughout the strategy meeting to ensure that I felt positively about the direction we needed to go. All of my legal matter inquiries were met with professionalism and left me feeling empowered about where my situation stands. Highly recommend. Thank you!
Achkar Law responded to my initial enquiry within hours. I spoke with a number of people who were knowledgeable and compassionate. I highly recommend their services.
Everyone here are easy to talk to and full of knowledge. I spoke to Babak for my consultation and he was full of info, great to talk to and made me feel like he was for sure in my corner. If every that works there are like this, definitely recommend using this firm for any problem you have.
Answered all my questions, acknowledge my complaint and all concerns, best part was, the lawyer I spoke to, was in utterly complete shocked with in information and laughed and said what the heck, I reply and said Yes I know right, I said the same thing lol. It was a very stressless call and agreed 100%. Thanks for the meeting sorry about the stories, I could of told you more about my Human Rights Violations and others. Looking forward to reaching out again. Thanks for the wonderful words of encouragement, advice, and acknowledging I was right.
Great initial consultation, explained everything in basic terms and gave great advice
So I have just started with them and man I am glad I did.
I am usually a floor matt but after my work actually made me sick I had to resign and things got so tough I thought I would never make it but now I see hope.
Charles Millar and his team have been so nice and empathetic. I will come back and let you know how much he rocks after this goes well as I know he will get this!
Edit- 2 weeks in. Not regretting it!
Excellent knowledge very helpful looking forward to working with them .
Chris was very accessible and responsive, provided quick turnaround to review and outline best options to help handle my employment matter. I've previously used Achkar Law, and really appreciate consistency in their quality of service.

Supriya
Very easy to shedule an appointment with them, kristen helped me by phone.
The laywer Charles was very wasy to talk with, explain our concerns.
Definitely we recommend them for all your needs with law.
Did a consultation with Clifford Singh for an employment issue. Clifford was very professional, honest and informative when providing a solution to my problem. His extensive knowledge in employment matters thoroughly answered all my questions and he also very pleasantly helped me plan my next steps! Abby was also very supportive in helping me connect with a professional during the long weekend. 10/10 service!
My aunt was wrongfully dismissed from her job of 17 years without any valid reason. We struggled to find legal help—many lawyers didn’t return our calls or were too busy to take on the case. That’s when we found Achkar Law. From the very beginning, Chris (the founder) and Madison (a partner) were incredibly helpful and attentive to my aunt’s needs. They were ready to assist us as soon as we walked in.

During our consultation, they clearly explained everything related to labor laws, human rights, and employment matters. Thanks to their expertise and guidance, my aunt is now on the path to getting her life back on track. I highly recommend Achkar Law to anyone in need of employment legal assistance—you won’t be disappointed!
We recently had a consultation with Chris from ACHKAR LAW regarding an urgent employment issue for a family member, and we had to act quickly. Chris’s professionalism, clear direction, and the way he handled the situation truly stood out. He provided us with valuable legal advice that made a significant difference. I highly recommend ACHKAR LAW to anyone in need of employment or corporate legal services.
I recently left my employer after bieng harassed, descriminated, humiliated, just to name a few. Chris and his team, responded rapidly to my crisis, asking for details and facts about employer and people involved etc... He suggested a strategy session before going any further to inform me of my legal rights and options of recourse. I gladly paid the very reasonable fee for the session. Right away after 5 minutes of talking with Chris, I felt relieved and knew he was looking out for the best realistic outcome, rather than making false promises and giving me false hopes and taking a large retainer fee, (as I have paid with lawyers in the past.) I followed his advice, and I am now keeping him on speed dial for all of my legal needs. Chris and the Achkar team will help you get the best outcome and be there for you when you need them the most. Honesty and service like this is rare these days.

Andre Dlb..
I had excellent advise during my first interaction with ACHKAR LAW. Quick to respond and accommodating to my schedule with time-sensitive request. I will be using this firm if further needs arise!
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